Pre-Loan Approval
Before you start the home design process, home builder/contractor selection review, the land purchase process and/or realtor meetings; you must know how much house you can afford.
In the next few articles, we'll define the steps and information to gather for your pre-loan review. Local banks, credit unions and mortgage brokers are usually the first place to start.
Once your home designer, contractors, realtors and lenders have this information; they can help you define, design and build your new house.
Once you know this number, you can take action to
Before you start the home design process, home builder/contractor selection review, the land purchase process and/or realtor meetings; you must know how much house you can afford.
In the next few articles, we'll define the steps and information to gather for your pre-loan review. Local banks, credit unions and mortgage brokers are usually the first place to start.
Once your home designer, contractors, realtors and lenders have this information; they can help you define, design and build your new house.
Once you know this number, you can take action to
- select an affordable home design,
- choose property that complements your lifestyle,
- upgrade/fix your credit rating to provide the best home loan interest rate
- define the best construction process for your new home
- pick a home builder that's qualified to build the home design and
- review/choose the best lender and their terms for your financing.
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